You might be able qualify for an unsubsidized Stafford loan if you don’t demonstrate a financial need, but would like to have more of a financial cushion.  Your school will subtract the total amount of your other financial aid from your cost of attendance to determine whether you're eligible for an unsubsidized loan. Unlike a subsidized loan, you are responsible for the interest from the time the unsubsidized loan is disbursed until it's paid in full. You can choose to pay the interest or allow it to accumulate and be capitalized. Please keep in mind that capitalizing the interest will increase the amount you have to repay.

When you graduate with a graduate or professional degree, the maximum total debt allowed from Stafford Loans is $138,500. No more than $65,500 of this amount may be in subsidized loans. This maximum total graduate debt limit includes Stafford Loans received for undergraduate study. Students,= enrolled in certain approved health profession programs can acquire debt up to $224,000.

You'll repay your Direct Loan to the U.S. Department of Education's Direct Loan Servicing Center. There are four repayment plans you can choose from, but the terms differ slightly. You will receive more detailed information on your repayment options during entrance and exit counseling sessions your school will provide.

FederalStaffordStudentLoan.com / StaffordLoanForgiveness.com /
StaffordLoanInterestRate.com / StaffordLoanLimits.com / 
StaffordLoanRepayment.com / FederalStaffordLoanConsolidation.com /
FederalUnsubsidizedStaffordLoan.com